Subject: RE: declines
From: "Lynch, David" <[email-masked]>
To: "Mike" <[email-masked]>
Date: Mon, 5 Jan 2009 06:20:16 -0700

Michael,

Let's get on the phone today and talk, it is difficult for me to
research this due to the fact that I am not sure which declines are
going through the old processor etc. 

There are 3 main decline reasons:

*	Bank- The bank sends us a code back saying they will not accept
the charge
*	Risk- The cardholder has had some past dealings with Paypal and
is restricted ie, they filed a Chargeback and won, but our merchant sent
them the item.
*	Bug 104 or 10001 Error.  

If most of these are Bank Declines 15005, 15006 but go through the other
processor I have consulted our Tech Team and may be able to shed some
light on this and other declines.  

What time is good for you today?  

David Lynch

Account Manager 

PayPal.com 

The safest, easier way to pay online

12312 Port Grace Blvd, LaVista, NE 68128

Direct 402 952 8848 Cell 402 253 5570

[email-masked] <mailto:[email-masked]>  

________________________________

From: Mike [mailto:[email-masked]] 
Sent: Friday, January 02, 2009 2:30 PM
To: Lynch, David
Subject: declines

David,

We seem to be getting a lot of declines that are going through with our
old processor.  Can you check this for me and let me know what might be
going on.

Thank you,
Michael Bishop
Labor Law Poster Service
Phone 877-321-4144
Fax 888-442-4144
[email-masked]