Subject: A legally required notice from GEICO
From: "GEICO" <[email-masked]>
To: <[email-masked]>
Date: Fri, 31 Oct 2014 12:17:10 -0600

http://click.email1.geico.com/?qs=dbddd7ca59501d1443c80740b1d1624013971fd1219302eba2efc1218288d2108611a25eebeba796 

MICHAEL BISHOP

8607 CARLSBAD LN 

LANSING MI  48917-5807 

Thank You For Contacting GEICO
Quote Date: 10/24/2014 

Quote Number: 148024L3142612

SUMMARY OF CONSUMER PROTECTIONS 

Like many insurers, GEICO uses a credit-based insurance scoring program, as permitted by the Department of Insurance, which uses credit and other financial history information to assist us in predicting the risk of future loss, and to establish an appropriate premium for your policy based on that risk. 

The credit-based insurance scoring program is only one of many factors we use in establishing that premium. Favorable financial history information may result in a lower insurance premium, while negative information may result in a higher premium. Our program does not consider things such as information under dispute, available lines of credit, and accounts from a medical provider. 

If your financial history information has been adversely impacted by an extraordinary life circumstance, you may request in writing that we consider this information when determining your credit-based insurance score. These extraordinary life circumstances include:
	- a catastrophic event, as declared by the Federal or State Government; 
	- a serious illness or injury; or a serious illness or injury to an immediate family member; 
	- divorce or involuntary interruption of legally-owned alimony or support payments; 
	- death of a spouse, child or parent; 
	- temporary loss of employment for a period of three consecutive months or more, if it results from involuntary termination; 
	- military deployment overseas; 
	- identity theft; 
	- predatory lending resulting in the foreclosure of or commencement of proceedings or an action to foreclose a mortgage of real property owned by the insured or insurance applicant, and 
	- other events, as determined by us. 
If you believe any of these extraordinary circumstances or life events have impacted your financial history, please contact us at 
http://click.email1.geico.com/?qs=dbddd7ca59501d14df764c8d1855be11a5f5f43ccae760e3c1f40bae23f429748a7071c43defcc3f 
www.geico.com  or 1-800-841-3000, for further information about how to apply for an exception. 

We may require you to provide reasonable, independently verifiable written documentation of your extraordinary life circumstance and explain how it has negatively affected your credit-based insurance score or financial history. We will keep confidential any documentation you provide to us. 

M373MI

GEICO INDEMNITY COMPANY

 

This email was sent to you at the following email address: [email-masked]

For customer service, questions or feedback, please 
http://click.email1.geico.com/?qs=dbddd7ca59501d1449ea4d2b8e67cc871be48cbf2bc1acc928d563d8d7d9ce608b1eeaed5bf2a047 
contact us .

Mailing address: One GEICO Plaza, Washington, D.C. 20076

Message ID: GE000006

Version Number: 519256111

GEICO Casualty Company, Government Employees Insurance Company, GEICO General Insurance Company, GEICO Indemnity Company,