Subject: Re: FHA offer
From: "Mike" <[email-masked]>
To: "Scheppele, John" <[email-masked]>
Date: Fri, 21 Jan 2011 12:55:24 -0500

Hi John.
Everything is working great with our new home and we just love it!  I still have the other home and have had a family renting it from me since August of 2009.  It is a bit of challenge of being a landlord but has been fairly beneficial for me to do so.  Hopefully that will continue.  So do you feel that the 3.5% rate they are "suggesting" is real or more of a basic rate shown with additional fees to follow?
Thank you,
Michael Bishop
Labor Law Poster Service
Phone 877-321-4144
Fax 888-442-4144
[email-masked] 
  ----- Original Message ----- 
  From: Scheppele, John 
  To: Mike 
  Sent: Friday, January 21, 2011 12:37 PM
  Subject: RE: FHA offer

  Mike       

  Hope everything is working out well on the new home.  Your rate is 4.875% which is where rates are today.  So I would not do a thing.  Did you ever sell your other home?

  John

  From: Mike [mailto:[email-masked]] 
  Sent: Friday, January 21, 2011 12:28 PM
  To: Scheppele, John
  Subject: FHA offer

  Hello John.

  I received the attached in the mail and though it looks like it may be coming from FHA, but I am thinking it is just an advertisement.  I didn't contact them so I am not certain the specifics of where the offer is coming from.  Do you know anything about this or if FHA is at these rate?  If so, do you feel it would be beneficial for me to look at refinancing with the lower rate with having to pay closing costs?  I value your input and appreciate anything you can tell me.

  Thank you,
  Michael Bishop
  [email-masked] 

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