Subject: Re: Loan info.
From: "Mike" <[email-masked]>
To: "Scheppele, John" <[email-masked]>
Date: Tue, 17 Mar 2009 10:34:10 -0400

Are you available now?  Just call me when you are.
Thank you,
Michael Bishop
[email-masked] 
  ----- Original Message ----- 
  From: Scheppele, John 
  To: Mike 
  Sent: Tuesday, March 17, 2009 8:25 AM
  Subject: RE: Loan info.

  Mike             

  We need to take some steps forward on this.  My Underwriter is very concerned with how long this has been taking.  We need to talk today and take some direction as to how to proceed.  I am available this morning.  Please let me know when you are available.

  John

----------------------------------------------------------------------------
    From: Mike [mailto:[email-masked]] 
    Sent: Monday, March 16, 2009 5:10 PM
    To: Scheppele, John
    Subject: Re: Loan info.

    John,
    Sorry I wasn't available when you called.  I was in a meeting.  I did leave you a voicemail when I called back a while ago.  Please feel free to call me back at work.
    Thank you,
    Michael Bishop
    [email-masked] 
      ----- Original Message ----- 
      From: Scheppele, John 
      To: Mike 
      Sent: Monday, March 16, 2009 3:12 PM
      Subject: RE: Loan info.

      I will call in the next minute to discuss.

------------------------------------------------------------------------
        From: Mike [mailto:[email-masked]] 
        Sent: Monday, March 16, 2009 12:50 PM
        To: Scheppele, John
        Subject: Loan info.

        John,
        I just received the information from NuUnion.  Her response is as follows:
        "I just faxed the disclosure over to you.  Your payment would be $355.04/month with a 4% qtrly. adj. rate.  This would be for the $108K with a 10 year term and 15 years to pay it off."
        Can you tell me how this might compare with what Fifth Third has available?  I am a little concerned with the variable quarterly rate she has proposed.  Is this customary for these kind of loans?  Also, do you know how that works with the term?  Is that when the total note is due (15 years)?  I can ask her as well but I thought you would already understand this as well.  Let me know your thoughts and what we should do to get things moving again.
        Thank you,
        Michael Bishop
        [email-masked] 
This e-mail transmission contains information that is confidential and may be privileged.
It is intended only for the addressee(s) named above. If you receive this e-mail in error,
please do not read, copy or disseminate it in any manner.  If you are not the intended 
recipient, any disclosure, copying, distribution or use of the contents of this information
is prohibited. Please reply to the message immediately by informing the sender that the 
message was misdirected. After replying, please erase it from your computer system. Your 
assistance in correcting this error is appreciated.

This e-mail transmission contains information that is confidential and may be privileged.
It is intended only for the addressee(s) named above. If you receive this e-mail in error,
please do not read, copy or disseminate it in any manner.  If you are not the intended 
recipient, any disclosure, copying, distribution or use of the contents of this information
is prohibited. Please reply to the message immediately by informing the sender that the 
message was misdirected. After replying, please erase it from your computer system. Your 
assistance in correcting this error is appreciated.